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Controlling My Own Money

October 10th, 2007 at 05:39 pm

Again, on the subject of IRAs and 401(k)s...yes, they're great for the "Average Joe", nice retirement foundation, and all that. But I think the biggest frustration I have with them and that many of the people I deal with have is the lack of control they feel about their investments and whether they gain or lose using these types of retirement programs. Investments in mutual funds, stocks, etc. are managed by a whole host of other people and subject to the ups and downs of the market. Not a lot of control, so hence the feelings of frustration.

I think frustration stops when we stop pinning all of our hopes for retirement and long-term security on 401(k)s, etc. I'm intrigued by learning how to better directly manipulate my own money and resources to make more money. This has got to be a better solution than handing all of our money over to others to do with as they please.

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